Fees & Insurance Clear fees, no surprises
Therapy at Thought & Feeling is private pay, and many extended health plans help cover the cost. Rates depend on your therapist and session type, and no tax is charged.

Individual therapy
$170 to $190
50-minute session
Couples therapy
$195 to $225
50-minute session
Family therapy
$220 to $245
50-minute session
Phone consult
Free
15 minutes to meet a therapist before you book
Rates by therapist
Each therapist sets their own rate within these ranges, so here is what every member of our team charges per 50-minute session.
| Therapist | Individual | Couples | Family | Availability |
|---|---|---|---|---|
Melody PhuMA, RP
| $190 | · | · | Practice full |
Afshan UllahMA, RP
| $185 | $225 | $245 | Accepting new clients |
Brenda TsangMA, RP
| $185 | $205 | · | Accepting new clients |
Carrie TrigaMA, RP
| $175 | $195 | · | Accepting new clients |
Chanel WhiteMSW, RSW
| $185 | · | · | Accepting new clients |
Heather SaumerMA, RP
| $180 | $200 | · | Accepting new clients |
Kat ParkerMSW, RSW
| $170 | · | · | Accepting new clients |
Katherine Chung-AguilarMA, RP
| $180 | $200 | $220 | Accepting new clients |
Kim DinhMA, RP
| $185 | · | · | Accepting new clients |
Monika ArentMSW, RSW
| $185 | $225 | $245 | Accepting new clients |
Patty FariasMA, RP
| $180 | $200 | · | Accepting new clients |
Rachael FernandesMA, RP
| $180 | · | · | Accepting new clients |
Shagun SharmaMA, RP
| $180 | $200 | $230 | Accepting new clients |
Jennifer LiMSW, RSW
| $170 | · | · | Practice full |
Sydney BrooksMA, RP
| $180 | $200 | · | Not accepting clients |
Sara KassemMSW, RSW
| $200 | · | · | Not accepting clients |
All rates are for a 50-minute session. No tax is charged. Longer sessions are available as needed.
Using your benefits
Many extended health plans cover psychotherapy with Registered Psychotherapists, Registered Social Workers, or both. Every plan is different, so a quick check before your first session helps you know what to expect.
- Look for Registered Psychotherapist (RP) and Registered Social Worker (RSW) on your plan’s list of covered practitioners.
- Check your annual maximum and whether there is a limit per session.
- You receive a receipt after each session to submit to your plan.
- A health spending account can often be used for psychotherapy too.
- OHIP does not cover private psychotherapy.
Please note: Always check directly with your insurance provider to confirm your coverage. We share general information to help you plan, but your plan decides what is covered.
Good to know
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Payment
We accept Visa, Mastercard, AMEX, Debit Visa and Interac e-Transfer. A card on file is added at your first session.
-
Cancellations
Cancel or move a session free of charge with at least 24 hours notice. Late cancellations and no-shows are charged the full session fee.
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No tax
Tax is not charged on psychotherapy sessions, so the rate you see is the rate you pay.
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Receipts
You receive a receipt after every session, ready to submit to your insurance provider or health spending account.
Fee questions
See all questionsWhat is the 15-minute phone consult?
It is a free, short call with a therapist before you book, so you can ask questions and get a sense of how they work. You are welcome to book consults with more than one therapist before you choose.
Why do rates vary between therapists?
Each therapist sets their own rate within the ranges above. Everyone on our team is a Registered Psychotherapist or Registered Social Worker, and you can compare every therapist's rate in the table on this page.
Will my insurance cover therapy?
Many extended health plans cover Registered Psychotherapists and Registered Social Workers, but coverage varies. Contact your insurance plan directly to confirm your coverage, including its list of covered practitioners and your annual maximum, before your first session.
Please note: Always check directly with your insurance provider to confirm your coverage. We share general information to help you plan, but your plan decides what is covered.
Is psychotherapy covered by OHIP?
No. Private psychotherapy is not covered by OHIP. Many people use extended health benefits or a health spending account instead.
Please note: Always check directly with your insurance provider to confirm your coverage. We share general information to help you plan, but your plan decides what is covered.
What happens if I miss a session?
Sessions cancelled with less than 24 hours notice, and missed sessions, are charged the full session fee. If something comes up, let us know as early as you can and we will help you find a new time.
Ready when you are
Tell us a little about what you are looking for. We reply within 24 hours with therapists who fit.















